

Options and Opportunities
Retirement . . .
A long time and a lot of money.


medicare options
Best Health Insurance Company In Saint Charles

So . . . thinking about going on Medicare or are you looking for Health Insurance Company In Saint Charles? Or wondering how much you might benefit from a good look at your actual health coverage and your drug coverage & cost?
And while you appreciate the well-intended advice and opinions of family and friends and even some websites or Health Insurance Company In Saint Charles, you want to make sure that you understand the issues and options you have—first, before you do anything.
Smart.
This is an area our Health Insurance Company In Saint Charles specialize in—the processes to help you come to good conclusions that will continue to reward you for years into the future. For instance:
- Your facts, circumstances, and preferences may indicate one approach (Medicare Supplement plus a separate Prescription Drug Plan);
- Or—with only one more good question being asked–they may incline you toward a Medicare Advantage approach;
- You may place great value on some benefits in a Medicare or Health Insurance Company In Saint Charles Advantage plan that are not covered under Medicare, such as comprehensive dental benefits;
- You’ve heard just how much difference one more or different medication may make in your monthly cost. And that could lead to a different decision. Is that correct? Could there be a “work-around”?
- Last—definitely not least for most—is cost.
Retirement Planning and Your Dollars
Why choose us?
Your retirement--planning for it, actually pulling the trigger, and then living it, day by day. It is a "big deal". A lot can go well, and sometimes not so well. Ensuring that you have planned well is our Health Insurance Company In Saint Charles main goal.
It may be "just" Medicare decisions (when, what types of plans, or dealing with what it does not cover). Or maybe Social Security. Before, at, or after Full Retirement Age? Income benefits or costs of your decision?
What about the risks that could harm your IRA/401(k)? Investment losses, inflation, TAX COSTS, forced distributions . . . .
What about the likelihood of needing some manner of Long Term Care (in home, or elsewhere)? How to pay for it--efficiently?
We spell these things "l i v i n g s t a n d a r d".
These are some of the areas where our Best Health Insurance Company In Saint Charles can be valuable to you. Actually listen, understand, and give you solid and achievable options to live your life more nearly on your terms.
And in ways that achieve your wishes also for others who are important to you. It can start easily with an email or a phone conversation . . . .


Aging Gracefully
Adequate retirement income is so important to assure that we have options and independence! As we age, we probably enjoy more than ever being in our own surroundings. However, our ability to remain at home often depends on our level of retirement income. As always, money has so much to say about whether we are able to enjoy this outcome.
There are much better ways of meeting those (likely large) expenses than simply opening up the check book, or hitting the "Send Button" and depleting your retirement savings by 4 and 5 figure sums. Each month. Married? Times two?
Perhaps we should talk . . .


Let's Connect . . .
. . . for the start of something good!

Our Clients Say
“Actually, we took a look at my Medicare coverage in late last year, for coverage this year. Their advice: stay where I am right now. Appreciate the candor, and will have another checkup during AEP this year!”
B. Roth
“Jim,
Thanks for steering me in the right direction. I am a very happy client.”
Frank Liu
B. Chezik
Fran M.
R. Oroszco
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